A policy within days
Convert programme membership into an active insurance policy with a verifiable Insurance ID within days of enrolment, not months.
Enrolment
Programmes
Insurance inside two UNDP livelihood programmes
CareLink designed IMP to turn programme membership into an active policy, visible benefit balances, and a shorter path to a doctor, pharmacy, or diagnostic service.
SWAPNO
Strengthening Women's Ability for Productive New Opportunities.
SWAPNO is UNDP Bangladesh's earlier experience of embedding health protection inside a livelihood programme for vulnerable rural women. UNDP reporting shows operation across 283 Union Parishads in 12 districts, with 10,371 women enrolled via smartcards, 781 claims submitted, and 11 death claims processed.
IMP's pharmacy directory — 283 active entries across 12 districts — mirrors that union footprint. SWAPNO established the template that TCCF later reused: insurance as a safety net alongside public works, skills training, and enterprise support.
TCCF Plastics Circularity Project
A three-year UNDP Bangladesh initiative funded by The Coca-Cola Foundation.
USD 2.6m
Programme budget
November 2024 – October 2027
2,000
Beneficiaries targeted
Including 600 women
15,000 t
Plastic recovery target
Approximate
BDT 1.04cr
Insurance contract
BDT 10,373,000
The project operates in Chattogram, Cox's Bazar, and Tangail. It strengthens plastic-waste management and circular-economy livelihoods for vulnerable waste workers.
Informal waste workers face occupational hazards and irregular income with essentially no formal safety net. UNDP paired the livelihood programme with a Micro Health and Life Insurance Facility, underwritten by Pragati Life Insurance PLC, running from 10 December 2025 to 30 September 2027.
Side by side
| Dimension | SWAPNO II | TCCF Plastics Circularity |
|---|---|---|
| Primary beneficiaries | Vulnerable rural women | Informal waste workers |
| Main objective | Women's economic empowerment, poverty graduation | Plastic circularity, safer livelihoods, social protection |
| Health protection | Micro-health insurance | Micro-health and life insurance |
| Digital component | Smartcards / mobile financial services | Digital registration (IMP) and telemedicine |
| Gender focus | Strong focus on women | Gender-responsive; 600 of 2,000 beneficiaries are women |
| Geography | 283 unions across 12 districts | Chattogram, Cox's Bazar, Tangail |
What the insurance facility is for
Balances people can see
Give every beneficiary visibility into remaining OPD, IPD, accidental, and life benefit balances in real time.
Coverage
Care that is closer
Reduce the physical and financial distance between a beneficiary and a doctor, pharmacy, or diagnostic service.
Access
A defined settlement window
Settle complete, properly documented claims within 14 working days.
Claims
Programme particulars are drawn from UNDP SWAPNO and TCCF documentation consolidated in IMP System Overview v2.0.